SELLING IN INDIANA
Complete compliance guide for selling your home in Indiana. Meydomo handles all state-specific requirements, MLS compliance, and legal disclosures.
Last updated November 10, 2025
Agent always available. $199 today, $999 at closing—no 6% surprises.
Licensed Qualifying Broker Supervision
Every Meydomo transaction in Indiana operates under the supervision of a licensed Qualifying Broker who ensures full regulatory compliance:
- • Daily: Review all new listings, price changes, and advertising
- • Weekly: Audit 10% of active files for compliance
- • Monthly: Reconcile trust accounts and verify licenses
- • 24/7 Escalation: Call (448) 408-1873 and press 9 for direct Broker access
- • Coverage: E&O insurance on every transaction
AI handles the volume. Broker ensures compliance. You get both for $199 + $999.
Indiana Real Estate Overview
Indiana uses title companies for closings with no attorney requirement. The state has standard disclosure laws and regional MLS coverage.
Federal Compliance Checklist
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act of 1992) requires sellers of homes built before 1978 to disclose any known lead-based paint or lead hazards and provide buyers with the EPA’s lead hazard information pamphlet. Buyers must also be given a 10-day opportunity to conduct a lead paint inspection or waive that right.
Fair Housing Act (No Discriminatory Advertising)
Under the federal Fair Housing Act, sellers (and their agents) must not publish any advertisement for the listing that expresses a discriminatory preference based on protected classes (e.g. race, color, religion, sex, disability, familial status, or national origin). For example, statements such as 'no children' or other exclusions in home listings are unlawful.
State-Level Rules Sellers Must Follow
Seller’s Residential Real Estate Sales Disclosure
Indiana law (IC 32-21-5) requires most sellers of residential real estate (one to four units) to **complete and deliver a disclosure form** to the prospective buyer **before an offer is accepted**. The Indiana Seller’s Residential Real Estate Sales Disclosure form is a standardized form (State Form 46234) asking the seller to disclose known conditions of the roof, foundation, mechanical systems, appliances, water/sewer systems, and the presence of hazardous substances like termites, radon, asbestos, etc. The form must be signed by the seller and acknowledged by the buyer. If a seller fails to provide the form, the buyer has the right to cancel the contract before closing or may have legal remedies for misrepresentation.
County & City Considerations
Local Requirements
Indiana does not have additional local seller disclosure requirements beyond the state-mandated Sales Disclosure form (which is actually filed with the county for tax purposes, distinct from the condition disclosure given to the buyer). Sellers should ensure they also comply with any county-specific requirements at closing (e.g., some counties require septic inspections or well water tests, if applicable, but these are typically contract contingencies rather than mandated disclosures).
Seller Disclosure Requirements
What sellers must disclose in Indiana:
- Indiana Code 32-21-5 governs seller disclosures
- Seller disclosure statement required for residential sales
- Known defects and material conditions must be disclosed
- Lead-based paint disclosure for pre-1978 homes
- Well water and septic system disclosure where applicable
MLS Rules & Listing Logistics
MLS Policies
Indiana listings are often on the MIBOR or IRMLS systems. A signed listing agreement is required. MLS rules enforce timely submission of listings (or use of a status like “Delayed” if not ready to market). The Clear Cooperation rule is in effect. At least one photo is generally required within a set time after listing activation. MLS rules in Indiana also emphasize that offering compensation to buyer agents is mandatory on each listing and that any exclusion from MLS exposure (an office exclusive listing) must be accompanied by seller’s written instructions. As always, MLS remarks must not violate Fair Housing laws.
How Much Equity You Keep on a $240,000 Sale
Every seller sees the math before launch. We assume a $7,200 buyer-agent incentive (3%) across all options so you can compare apples-to-apples with “flat fee” services that tack on a percentage at closing.
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling Costs | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $199 | $999 | $1,198 | $7,200 | $8,398 | $6,002 |
| Housecoin “Flat Fee”2 | $0 | $2,400 | $2,400 | $7,200 | $9,600 | $4,800 |
| Houzeo Silver Plan3 | $249 | $1,200 | $1,449 | $7,200 | $8,649 | $5,751 |
| Traditional 6% Agent4 | $0 | $7,200 | $7,200 | $7,200 | $14,400 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Sellers can set Meydomo buyer-agent payouts anywhere from 2% to 3%.
1 Meydomo pricing: $199 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
Indiana Seller FAQ
How does Meydomo's $999 service work for sellers in Indiana?
We handle MLS entry, buyer-agent coordination, disclosures, and closing support under the supervision of a licensed Qualifying Broker. You pay $199 today and $999 when the deal closes—no percentage commission. Every transaction includes daily Broker review, weekly file audits, and professional oversight.
Who supervises the AI agents in Indiana?
Our licensed Qualifying Broker maintains non-delegable supervisory responsibility for all transactions. The Broker performs daily reviews of new listings and price changes, weekly audits of active files (minimum 10%), monthly trust account reconciliation, and immediate intervention for complex situations. This ensures full compliance with state real estate laws.
Can I still offer buyer-agent commission in Indiana?
Yes. You decide what to offer buyer agents (often 2–3%). Meydomo publishes it in the MLS and we show how it affects your net in the cost table and calculator. Our Broker reviews all commission structures for compliance.
What happens when an agent calls from Indiana?
Our AI agents answer inbound calls instantly with licensed Qualifying Broker oversight, qualify buyers, and route serious inquiries to you or your transaction coordinator so you never miss momentum. The Broker monitors all interactions for compliance and intervenes when professional judgment is needed.
Can I get compliance help with Indiana disclosures?
Yes. We walk you through every required form, double-check timelines, and keep a shared checklist so nothing slips through state or MLS rules. Our Qualifying Broker reviews all disclosures before publication to ensure legal compliance.
How can I reach the Qualifying Broker directly?
Direct Broker escalation is available 24/7. Call (448) 408-1873 and press 9 for priority routing, or email broker-escalation@meydomo.com. Response time is within 4 hours for urgent matters, 24 hours for general concerns. The Broker handles complex negotiations, regulatory issues, and any situation requiring professional real estate judgment.
Tools to Plan Your Indiana Sale
Commission Savings Calculator
See the exact dollars you keep in Indiana: $11,000-$24,000 savings vs traditional $12,000-$25,000 commissions.
Launch tool →Offer Comparison Grid
Line up every Indiana offer and see which terms actually deliver the highest net.
Launch tool →Closing Timeline Planner
Map every disclosure, inspection, and funding deadline required in Indiana.
Launch tool →Commission Savings in Indiana
Compare a traditional 6% listing with Meydomo's $199 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Closing Timeline Generator
Timeline automation ships in Phase 2. Beta testers get first access when we roll out inspection, financing, and escrow countdowns.
Explore the toolMarket Insights & Trends (2024-2025)
Current Market Data
- • Median home price: ~$240,000 (early 2025)
- • Year-over-year growth: +4.1%
- • Indianapolis metro showing strongest appreciation
- • Affordable compared to national average
- • Steady demand from regional job growth
Cities We Serve in Indiana
Meydomo provides comprehensive MLS coverage and compliance expertise across all major population centers in Indiana.
Rank #1
Indianapolis
Estimated population: 846,674
Rank #2
Fort Wayne
Estimated population: 260,954
Rank #3
Evansville
Estimated population: 120,156
Rank #4
South Bend
Estimated population: 101,037
Rank #5
Carmel
Estimated population: 86,940
Rank #6
Fishers
Estimated population: 85,887
Don't see your city listed?
We serve every community in Indiana.
Call (448) 408-1873 and we’ll assemble the right local team.
Our Indiana Broker Network
Indiana's affordable markets and growing economy create opportunities for both buyers and sellers.
Ready to sell in Indiana?
Now that you know the requirements, start your $999 flat-fee listing and keep more of your equity.
Start for $199 (pay $999 at closing)