Flat-Fee MLS in Owensboro, KY
Sell in Owensboro with Meydomo
$199 to list, $999 at close. 24/7 synth agent coordination with licensed broker oversight. No percentage commission.
Last updated November 10, 2025
Agent always available. We know Owensboro.
Owensboro at a Glance
Population
58,685
Ranked #4 by population in Kentucky.
State Highlights
- • Median home price: ~$225,000
- • Year-over-year growth: +4.2%
- • Louisville and Lexington remain strong competitive markets
Compliance Snapshot (Kentucky)
State Requirements
Seller’s Disclosure of Property Condition
Kentucky law (KRS §324.360) requires sellers of residential real estate (1–4 dwelling units) to provide a "Seller’s Disclosure of Property Condition" form to any potential buyer. The Kentucky Real Estate Commission publishes the required form. It asks sellers to disclose conditions of the foundation, mechanical systems, land/drainage, presence of termites/pests, and other material defects. The form must be completed to the best of the seller’s knowledge and given to the buyer *before* an offer is made. If a seller willfully fails to provide the disclosure or misrepresents something on it, they can be liable for actual damages in civil court. (Exemptions: transfers by court order, new construction, etc.)
MLS Notices
MLS Rules
Kentucky’s MLS systems (e.g., LBAR’s Bluegrass MLS, Northern Kentucky MLS) require a signed listing agreement and adherence to MLS input rules. Clear Cooperation is in effect statewide via these MLSs. A primary photo is usually required. Listings in MLS must note if there are any known conditions like 'sale subject to court approval' or similar, but the actual seller disclosure form is delivered outside the MLS. Fair Housing rules for MLS remarks are strictly followed. Additionally, some Kentucky MLSs require disclosing in agent-only remarks if the seller is a licensed agent or related to one, per their rules.
Federal Baseline
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act of 1992) requires sellers of homes built before 1978 to disclose any known lead-based paint or lead hazards and provide buyers with the EPA’s lead hazard information pamphlet. Buyers must also be given a 10-day opportunity to conduct a lead paint inspection or waive that right.
Fair Housing Act (No Discriminatory Advertising)
Under the federal Fair Housing Act, sellers (and their agents) must not publish any advertisement for the listing that expresses a discriminatory preference based on protected classes (e.g. race, color, religion, sex, disability, familial status, or national origin). For example, statements such as 'no children' or other exclusions in home listings are unlawful.
Total Costs on a $225,000 Sale
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $199 | $999 | $1,198 | $6,750 | $7,948 | $5,552 |
| Housecoin “Flat Fee”2 | $0 | $2,250 | $2,250 | $6,750 | $9,000 | $4,500 |
| Houzeo Silver Plan3 | $249 | $1,125 | $1,374 | $6,750 | $8,124 | $5,376 |
| Traditional 6% Agent4 | $0 | $6,750 | $6,750 | $6,750 | $13,500 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Adjust in the calculator below to see other scenarios.
1 Meydomo pricing: $199 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
Commission Savings in Owensboro, KY
Compare a traditional 6% listing with Meydomo's $199 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Need statewide details for Kentucky?
Visit the full Kentucky playbook for statutes, disclosure checklists, and MLS requirements.
View Kentucky Guide