SELLING IN MISSOURI
Complete compliance guide for selling your home in Missouri. Meydomo handles all state-specific requirements, MLS compliance, and legal disclosures.
Last updated December 22, 2025
Agent always available. $299 today, $999 at closing—no 6% surprises.
Licensed Broker Supervision
Every Meydomo transaction in Missouri operates under the supervision of a licensed Broker who ensures full regulatory compliance:
- • Daily: Review all new listings, price changes, and advertising
- • Weekly: Audit 10% of active files for compliance
- • Monthly: Reconcile trust accounts and verify licenses
- • 24/7 Escalation: Call (448) 408-1873 and press 9 for direct Broker access
- • Coverage: E&O insurance on every transaction
AI handles the volume. Broker ensures compliance. You get both for $299 + $999.
Missouri Real Estate Overview
Missouri uses title company closings with no statewide mandatory seller disclosure form. Licensed title producers may conduct closings and issue policies.
Federal Compliance Checklist
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act of 1992) requires sellers of homes built before 1978 to disclose any known lead-based paint or lead hazards and provide buyers with the EPA’s lead hazard information pamphlet. Buyers must also be given a 10-day opportunity to conduct a lead paint inspection or waive that right.
Fair Housing Act (No Discriminatory Advertising)
Under the federal Fair Housing Act, sellers (and their agents) must not publish any advertisement for the listing that expresses a discriminatory preference based on protected classes (e.g. race, color, religion, sex, disability, familial status, or national origin). For example, statements such as 'no children' or other exclusions in home listings are unlawful.
State-Level Rules Sellers Must Follow
Seller’s Disclosure (No State Form, But Specific Hazards Must Be Disclosed)
Missouri does not mandate a standard seller disclosure form for property condition by law (though many sellers complete one as a courtesy). Nonetheless, Missouri sellers are obligated under common law to disclose known material defects that are not readily observable to the buyer to avoid fraud claims. Additionally, Missouri has statutes requiring disclosure of particular issues: If the seller **knows** the property was ever used as a methamphetamine lab (and has not been remediated per state guidelines), they **must disclose** that in writing to the buyer. Sellers also must disclose if the property is located in a Special Flood Hazard Area (floodplain) and whether the seller carried flood insurance. Missouri law explicitly states sellers are not required to disclose that a property was the site of a death, homicide or had an HIV-positive occupant (these are not considered material facts). However, sellers cannot lie if asked directly about such matters. Missouri REALTORS® provides a standard disclosure form that most sellers use, covering all basic property aspects, even if not legally required.
County & City Considerations
Municipal Inspections (Occupancy Permits)
Some municipalities in Missouri require inspections upon change of ownership. For example, many St. Louis County municipalities mandate a ***Certificate of Occupancy*** inspection when a home is sold – the city inspects for code compliance and the seller (or buyer) may have to address certain violations. University City, for instance, requires a pre-sale inspection and won’t allow occupancy by the buyer until a certificate is issued. These inspection reports effectively disclose local code issues to buyers. Similarly, some cities (like Columbia, MO) require inspecting for working smoke detectors at sale. Kansas City, MO does not have a general point-of-sale inspection, but others (like Independence, MO) do for rentals. These are local requirements separate from the standard defect disclosures and typically handled as part of closing obligations.
Seller Disclosure Requirements
What sellers must disclose in Missouri:
- No single statewide statutory form for general defects
- Common-law liability for fraud/misrepresentation still applies
- Licensed agents have statutory duty to disclose adverse facts
- Local customary disclosure forms commonly used
- Federal lead-paint disclosure for pre-1978 homes
MLS Rules & Listing Logistics
MLS Procedures
In Missouri, listing on MLS (e.g., MARIS in St. Louis or Heartland MLS in Kansas City) requires a listing agreement. MLS rules apply Clear Cooperation (1 business day to list if publicly advertised). MLS rules also often require that the listing indicate if any disclosures are available. For instance, MARIS MLS has fields for disclosing known environmental hazards or if a disclosure form is on file. A photo is required. Any 'broker comments' in MLS might mention if the property is being sold as-is and if an occupancy permit is required from the city (alerting buyer agents). Missouri MLSs will fine non-compliance, like not updating a contingent sale or including branding in photos. Remarks cannot say anything like 'ideal for Christians' or other illegal preference (which is rarely an issue in remarks). Typically, agents in Missouri upload the seller’s disclosure form as a PDF attachment in MLS for buyers’ agents to review, even though it’s not legally mandated – it’s expected in practice for transparency.
How Much Equity You Keep on a $261,700 Sale
Every seller sees the math before launch. We assume a $7,851 buyer-agent incentive (3%) across all options so you can compare apples-to-apples with “flat fee” services that tack on a percentage at closing.
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling Costs | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $299 | $999 | $1,298 | $7,851 | $9,149 | $6,553 |
| Housecoin “Flat Fee”2 | $0 | $2,617 | $2,617 | $7,851 | $10,468 | $5,234 |
| Houzeo Silver Plan3 | $249 | $1,309 | $1,558 | $7,851 | $9,409 | $6,294 |
| Traditional 6% Agent4 | $0 | $7,851 | $7,851 | $7,851 | $15,702 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Sellers can set Meydomo buyer-agent payouts anywhere from 2% to 3%.
1 Meydomo pricing: $299 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
Missouri Seller FAQ
How does Meydomo's $999 service work for sellers in Missouri?
We handle MLS entry, buyer-agent coordination, disclosures, and closing support under the supervision of a licensed Broker. You pay $299 today and $999 when the deal closes—no percentage commission. Every transaction includes daily Broker review, weekly file audits, and professional oversight.
Who supervises the AI agents in Missouri?
Our licensed Broker maintains non-delegable supervisory responsibility for all transactions. The Broker performs daily reviews of new listings and price changes, weekly audits of active files (minimum 10%), monthly trust account reconciliation, and immediate intervention for complex situations. This ensures full compliance with state real estate laws.
Can I still offer buyer-agent commission in Missouri?
Yes. You decide what to offer buyer agents (often 2–3%). Meydomo publishes it in the MLS and we show how it affects your net in the cost table and calculator. Our Broker reviews all commission structures for compliance.
What happens when an agent calls from Missouri?
Our AI agents answer inbound calls instantly with licensed Broker oversight, qualify buyers, and route serious inquiries to you or your transaction coordinator so you never miss momentum. The Broker monitors all interactions for compliance and intervenes when professional judgment is needed.
Can I get compliance help with Missouri disclosures?
Yes. We walk you through every required form, double-check timelines, and keep a shared checklist so nothing slips through state or MLS rules. Our Broker reviews all disclosures before publication to ensure legal compliance.
What if I have a complex issue that needs professional judgment?
Just tell Sofìa. Call (448) 408-1873 or email sofia@meydomo.com—she's available 24/7/365. Sofìa knows when something requires the Broker's professional judgment (pricing strategy, complex negotiations, regulatory issues) and escalates internally. The Broker reviews every transaction daily, so nothing slips through. You get one point of contact who remembers your situation.
Tools to Plan Your Missouri Sale
Commission Savings Calculator
See the exact dollars you keep in Missouri: $11,000-$24,000 savings vs traditional $12,000-$25,000 commissions.
Launch tool →Offer Comparison Grid
Line up every Missouri offer and see which terms actually deliver the highest net.
Launch tool →Closing Timeline Planner
Map every disclosure, inspection, and funding deadline required in Missouri.
Launch tool →Commission Savings in Missouri
Compare a traditional 6% listing with Meydomo's $299 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Closing Timeline Generator
Timeline automation ships in Phase 2. Beta testers get first access when we roll out inspection, financing, and escrow countdowns.
Explore the toolMarket Insights & Trends (2024-2025)
Current Market Data
- • Median home price: ~$261,700
- • Year-over-year growth: +2.2%
- • St. Louis values roughly flat YoY
- • Kansas City corridor remains competitive
- • Short days on market in many submarkets
Cities We Serve in Missouri
Meydomo provides comprehensive MLS coverage and compliance expertise across all major population centers in Missouri.
Rank #1
Kansas City
Estimated population: 471,767
Rank #2
St. Louis
Estimated population: 316,030
Rank #3
Springfield
Estimated population: 165,138
Rank #4
Independence
Estimated population: 117,217
Rank #5
Columbia
Estimated population: 117,165
Rank #6
Lee's Summit
Estimated population: 94,257
Don't see your city listed?
We serve every community in Missouri.
Call (448) 408-1873 and we’ll assemble the right local team.
Our Missouri Broker Network
Missouri's dual major markets of St. Louis and Kansas City require brokers with metro-specific expertise.
Ready to sell in Missouri?
Now that you know the requirements, start your $999 flat-fee listing and keep more of your equity.
Start for $299 (pay $999 at closing)