SELLING IN TENNESSEE
Complete compliance guide for selling your home in Tennessee. Meydomo handles all state-specific requirements, MLS compliance, and legal disclosures.
Last updated November 10, 2025
Agent always available. $199 today, $999 at closing—no 6% surprises.
Licensed Qualifying Broker Supervision
Every Meydomo transaction in Tennessee operates under the supervision of a licensed Qualifying Broker who ensures full regulatory compliance:
- • Daily: Review all new listings, price changes, and advertising
- • Weekly: Audit 10% of active files for compliance
- • Monthly: Reconcile trust accounts and verify licenses
- • 24/7 Escalation: Call (448) 408-1873 and press 9 for direct Broker access
- • Coverage: E&O insurance on every transaction
AI handles the volume. Broker ensures compliance. You get both for $199 + $999.
Tennessee Real Estate Overview
Tennessee uses escrow/title closings with statutory Residential Property Disclosure law. Strong in-migration and job growth drive market appreciation.
Federal Compliance Checklist
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act) requires sellers of pre-1978 housing to disclose any known lead-based paint or hazards and give the EPA “Protect Your Family from Lead” pamphlet, allowing buyers a 10-day lead inspection period or waiver.
Fair Housing Act (No Discriminatory Advertising)
Under federal and Tennessee law, advertisements for a home sale must not express any preference or limitation based on protected classes. For example, a listing can’t state 'perfect for single professionals' or 'no kids'. Tennessee’s Human Rights Act mirrors the federal protected categories.
State-Level Rules Sellers Must Follow
Residential Property Condition Disclosure or Disclaimer
Tennessee law (Tenn. Code Ann. §66-5-201 et seq.) requires sellers of residential real property (1–4 dwelling units) to furnish a **Residential Property Condition Disclosure** to buyers prior to a contract. The disclosure form covers a broad range of property conditions: structural components, roof, plumbing, electrical, HVAC, septic/sewer, water supply, termites, environmental issues (lead, radon, flood, etc.), and any known material defects. Alternatively, Tennessee law does allow a seller to provide a **Disclaimer** (selling “as is”) instead of a full disclosure, but only if the buyer waives the disclosure requirement in writing. Even with a disclaimer, sellers must disclose **known** defects or hazards that have not been addressed. Some transfers (like new construction, bank-owned foreclosures, estate executors, or between co-owners) are exempt. If a required disclosure is delivered late or is materially inaccurate, the buyer has the right prior to closing to rescind the contract. Additionally, Tennessee specifically mandates a separate disclosure if the property is in a Planned Unit Development (HOA), including info about assessments, which is typically handled via an addendum. Tennessee also requires disclosure of any known exterior injection well or sinkhole on the property. Non-compliance or misrepresentation can expose sellers to lawsuits for actual damages, court costs, and potentially attorney fees. Notably, TN law says failure to disclose a known defect with intent to deceive can allow treble damages.
County & City Considerations
Local Requirements
There are no additional city or county disclosure forms in Tennessee beyond the state-required disclosure. Sellers statewide use the same process. Some cities (like Memphis or Nashville) might have point-of-sale requirements such as smoke detector compliance checks or clearing property tax payments, but those don’t constitute a disclosure from seller to buyer. Thus, complying with the state law is sufficient for disclosures.
Seller Disclosure Requirements
What sellers must disclose in Tennessee:
- Tenn. Code Ann. §66-5-201 et seq. mandates disclosure
- Residential Property Condition Disclosure Statement required
- Seller may provide disclaimer ("as is") but must disclose known defects
- Lead-based paint disclosure applies
- Comprehensive or disclaimer options available
MLS Rules & Listing Logistics
MLS Procedures
Tennessee’s MLS systems (e.g., Realtracs in Middle TN, MAAR MLS in Memphis) require a listing agreement. Clear Cooperation applies (Realtracs has fines for violations). MLS listings typically indicate "Property Disclosure: Yes" or "As-Is, No Disclosure". If a seller is providing a disclaimer (as-is), agents usually attach the buyer’s signed waiver of disclosure to the MLS. Otherwise, the completed disclosure form is often attached. MLS rules require at least one photo (exterior). Remarks must avoid fair housing issues. Also, in TN, because some sellers provide disclaimers, MLS remarks often clarify “Home being sold 'as-is'; seller to make no repairs” to set expectations (though known issues still must be disclosed by law). The MLS doesn’t require that language, but it’s common. Tennessee is known to have some foundation/sinkhole risk areas; if a sinkhole is known it must be on the disclosure, and MLS agent notes usually highlight if a sinkhole test was done or not. The MLS will penalize not updating contingent or pending statuses timely. If a property has an HOA, the MLS has fields for HOA fee and contact; filling those correlates with the requirement to give the HOA disclosure. Essentially, MLS supports compliance by including appropriate fields and attachment sections for disclosure forms, but enforcement of giving the form to a buyer is via state law, not MLS policing (other than expecting attachments).
How Much Equity You Keep on a $312 Sale
Every seller sees the math before launch. We assume a $9 buyer-agent incentive (3%) across all options so you can compare apples-to-apples with “flat fee” services that tack on a percentage at closing.
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling Costs | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $199 | $999 | $1,198 | $9 | $1,207 | — |
| Housecoin “Flat Fee”2 | $0 | $3 | $3 | $9 | $12 | $6 |
| Houzeo Silver Plan3 | $249 | $999 | $1,248 | $9 | $1,257 | — |
| Traditional 6% Agent4 | $0 | $9 | $9 | $9 | $19 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Sellers can set Meydomo buyer-agent payouts anywhere from 2% to 3%.
1 Meydomo pricing: $199 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
Tennessee Seller FAQ
How does Meydomo's $999 service work for sellers in Tennessee?
We handle MLS entry, buyer-agent coordination, disclosures, and closing support under the supervision of a licensed Qualifying Broker. You pay $199 today and $999 when the deal closes—no percentage commission. Every transaction includes daily Broker review, weekly file audits, and professional oversight.
Who supervises the AI agents in Tennessee?
Our licensed Qualifying Broker maintains non-delegable supervisory responsibility for all transactions. The Broker performs daily reviews of new listings and price changes, weekly audits of active files (minimum 10%), monthly trust account reconciliation, and immediate intervention for complex situations. This ensures full compliance with state real estate laws.
Can I still offer buyer-agent commission in Tennessee?
Yes. You decide what to offer buyer agents (often 2–3%). Meydomo publishes it in the MLS and we show how it affects your net in the cost table and calculator. Our Broker reviews all commission structures for compliance.
What happens when an agent calls from Tennessee?
Our AI agents answer inbound calls instantly with licensed Qualifying Broker oversight, qualify buyers, and route serious inquiries to you or your transaction coordinator so you never miss momentum. The Broker monitors all interactions for compliance and intervenes when professional judgment is needed.
Can I get compliance help with Tennessee disclosures?
Yes. We walk you through every required form, double-check timelines, and keep a shared checklist so nothing slips through state or MLS rules. Our Qualifying Broker reviews all disclosures before publication to ensure legal compliance.
How can I reach the Qualifying Broker directly?
Direct Broker escalation is available 24/7. Call (448) 408-1873 and press 9 for priority routing, or email broker-escalation@meydomo.com. Response time is within 4 hours for urgent matters, 24 hours for general concerns. The Broker handles complex negotiations, regulatory issues, and any situation requiring professional real estate judgment.
Tools to Plan Your Tennessee Sale
Commission Savings Calculator
See the exact dollars you keep in Tennessee: $11,000-$24,000 savings vs traditional $12,000-$25,000 commissions.
Launch tool →Offer Comparison Grid
Line up every Tennessee offer and see which terms actually deliver the highest net.
Launch tool →Closing Timeline Planner
Map every disclosure, inspection, and funding deadline required in Tennessee.
Launch tool →Commission Savings in Tennessee
Compare a traditional 6% listing with Meydomo's $199 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Closing Timeline Generator
Timeline automation ships in Phase 2. Beta testers get first access when we roll out inspection, financing, and escrow countdowns.
Explore the toolMarket Insights & Trends (2024-2025)
Current Market Data
- • Median home price: ~$312k
- • Year-over-year growth: +3.2%
- • Nashville and Knoxville remain hot markets
- • Memphis showing more moderate growth
- • In-migration and job growth drive demand, time on market: ~17 days
Cities We Serve in Tennessee
Meydomo provides comprehensive MLS coverage and compliance expertise across all major population centers in Tennessee.
Rank #1
Memphis
Estimated population: 655,857
Rank #2
Nashville-Davidson
Estimated population: 643,771
Rank #3
Knoxville
Estimated population: 183,927
Rank #4
Chattanooga
Estimated population: 175,462
Rank #5
Clarksville
Estimated population: 146,281
Rank #6
Murfreesboro
Estimated population: 122,007
Don't see your city listed?
We serve every community in Tennessee.
Call (448) 408-1873 and we’ll assemble the right local team.
Our Tennessee Broker Network
Tennessee's no state income tax and strong job markets create unique opportunities for relocating buyers.
Ready to sell in Tennessee?
Now that you know the requirements, start your $999 flat-fee listing and keep more of your equity.
Start for $199 (pay $999 at closing)