SELLING IN NEW JERSEY
Complete compliance guide for selling your home in New Jersey. Meydomo handles all state-specific requirements, MLS compliance, and legal disclosures.
Last updated December 22, 2025
Agent always available. $299 today, $999 at closing—no 6% surprises.
Licensed Broker Supervision
Every Meydomo transaction in New Jersey operates under the supervision of a licensed Broker who ensures full regulatory compliance:
- • Daily: Review all new listings, price changes, and advertising
- • Weekly: Audit 10% of active files for compliance
- • Monthly: Reconcile trust accounts and verify licenses
- • 24/7 Escalation: Call (448) 408-1873 and press 9 for direct Broker access
- • Coverage: E&O insurance on every transaction
AI handles the volume. Broker ensures compliance. You get both for $299 + $999.
New Jersey Real Estate Overview
New Jersey has a unique 3-day attorney review period and mandatory seller disclosure. Most contracts begin as REALTOR® forms then go through attorney review with closings handled by attorneys.
Federal Compliance Checklist
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act of 1992) requires sellers of homes built before 1978 to disclose any known lead-based paint or lead hazards and provide buyers with the EPA’s lead hazard information pamphlet. Buyers must also be given a 10-day opportunity to conduct a lead paint inspection or waive that right. (New Jersey additionally has its own law requiring distribution of the EPA pamphlet and a signed acknowledgement for pre-1978 properties.)
Fair Housing Act (No Discriminatory Advertising)
Under the federal Fair Housing Act (and New Jersey’s Law Against Discrimination), sellers and agents must not publish any discriminatory advertisements concerning protected classes. NJ adds protected categories like civil union status and source of income. Any exclusionary language in listings (e.g., 'adults only' or 'no Section 8') is illegal.
State-Level Rules Sellers Must Follow
No Statutory Disclosure Form – Common Law Fraud Prohibition
New Jersey does **not** require a seller to fill out a formal property condition disclosure form by statute. However, under New Jersey case law, sellers must disclose **latent material defects** that are known to them and not easily discoverable by the buyer. Failing to do so can constitute fraudulent concealment. In practice, most NJ sellers (through their agents) **do** complete a voluntary Seller’s Property Condition Disclosure Statement (a form developed by the NJ REALTORS®) and provide it to buyers, but it’s not mandated by law. New Jersey courts have held that even in an “as is” sale, sellers cannot actively hide defects or lie if asked. Specific New Jersey statutes also mandate certain disclosures: for example, the presence of lead plumbing (and the results of any lead water test) must be shared, and if the property is in the Highlands or Meadowlands regulated areas, that should be disclosed. Sellers of properties with private wells must comply with the Private Well Testing Act (provide well water test results to buyers). New Jersey also requires a **notice about flood hazards** to be signed by buyers and sellers in flood-prone areas effective 2023 (the Flood Risk Disclosure law).
County & City Considerations
Municipal Certificates and Inspections
Nearly every municipality in New Jersey requires a seller to obtain a Certificate of Occupancy (CO) or Smoke Detector/Carbon Monoxide certificate (or both) prior to sale. For example, towns require the fire inspector to inspect and certify that smoke alarms, CO detectors, and fire extinguishers are present and functional. Many towns also perform a brief housing inspection (checking that there are no illegal apartments, that house numbers are posted, etc.) before issuing a CO. While these certificates are not "disclosures" the seller hands to the buyer in the same way as a defect list, they are conditions of closing and the resulting certificates (stating compliance) are provided to the buyer. In some cases, a town will issue a "temporary" CO or continued occupancy certificate noting code issues for the buyer to assume. Additionally, if the property has a septic system, the local health department often requires a septic inspection and certification. New Jersey’s Uniform Fire Code requires the **Smoke/CO Certificate** at resale statewide, which is done by local officials. Sellers must also provide buyers with a one-page state brochure on radon (the contract rider) and a state brochure on lead paint (in addition to federal pamphlet).
Seller Disclosure Requirements
What sellers must disclose in New Jersey:
- Property Condition Disclosure Statement required by NJ law
- Form promulgated by NJ REALTORS® for 1–4 unit sales
- Covers structural, mechanical, environmental, and neighborhood issues
- Federal lead-paint disclosure for pre-1978 homes
- Comprehensive property condition disclosure required
MLS Rules & Listing Logistics
MLS Practices (NJMLS, GSMLS, etc.)
New Jersey has multiple MLS systems. A listing agreement is required. Clear Cooperation is observed (NJMLS, for instance, requires submitting the listing to MLS within 24 hours of any public marketing). MLS listings in NJ typically include whether a seller’s disclosure form is available – many agents will upload the completed disclosure form as a document on the MLS. MLS remarks often indicate “Home being sold in as-is condition” if the seller won’t do repairs, but that does not absolve the seller from disclosing hidden defects. The MLS will fine for missing photos or late status changes. They also pay attention to any language in remarks like “ideal for a young family” (which could be familial status discrimination) and will remove it. Because of the prevalence of required municipal certificates, agents often note in MLS who is responsible for the CO or smoke cert (buyer or seller). This helps set expectations but is more of a contract negotiation point than a disclosure.
How Much Equity You Keep on a $500,000 Sale
Every seller sees the math before launch. We assume a $15,000 buyer-agent incentive (3%) across all options so you can compare apples-to-apples with “flat fee” services that tack on a percentage at closing.
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling Costs | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $299 | $999 | $1,298 | $15,000 | $16,298 | $13,702 |
| Housecoin “Flat Fee”2 | $0 | $5,000 | $5,000 | $15,000 | $20,000 | $10,000 |
| Houzeo Silver Plan3 | $249 | $2,500 | $2,749 | $15,000 | $17,749 | $12,251 |
| Traditional 6% Agent4 | $0 | $15,000 | $15,000 | $15,000 | $30,000 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Sellers can set Meydomo buyer-agent payouts anywhere from 2% to 3%.
1 Meydomo pricing: $299 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
New Jersey Seller FAQ
How does Meydomo's $999 service work for sellers in New Jersey?
We handle MLS entry, buyer-agent coordination, disclosures, and closing support under the supervision of a licensed Broker. You pay $299 today and $999 when the deal closes—no percentage commission. Every transaction includes daily Broker review, weekly file audits, and professional oversight.
Who supervises the AI agents in New Jersey?
Our licensed Broker maintains non-delegable supervisory responsibility for all transactions. The Broker performs daily reviews of new listings and price changes, weekly audits of active files (minimum 10%), monthly trust account reconciliation, and immediate intervention for complex situations. This ensures full compliance with state real estate laws.
Can I still offer buyer-agent commission in New Jersey?
Yes. You decide what to offer buyer agents (often 2–3%). Meydomo publishes it in the MLS and we show how it affects your net in the cost table and calculator. Our Broker reviews all commission structures for compliance.
What happens when an agent calls from New Jersey?
Our AI agents answer inbound calls instantly with licensed Broker oversight, qualify buyers, and route serious inquiries to you or your transaction coordinator so you never miss momentum. The Broker monitors all interactions for compliance and intervenes when professional judgment is needed.
Can I get compliance help with New Jersey disclosures?
Yes. We walk you through every required form, double-check timelines, and keep a shared checklist so nothing slips through state or MLS rules. Our Broker reviews all disclosures before publication to ensure legal compliance.
What if I have a complex issue that needs professional judgment?
Just tell Sofìa. Call (448) 408-1873 or email sofia@meydomo.com—she's available 24/7/365. Sofìa knows when something requires the Broker's professional judgment (pricing strategy, complex negotiations, regulatory issues) and escalates internally. The Broker reviews every transaction daily, so nothing slips through. You get one point of contact who remembers your situation.
Tools to Plan Your New Jersey Sale
Commission Savings Calculator
See the exact dollars you keep in New Jersey: $11,000-$24,000 savings vs traditional $12,000-$25,000 commissions.
Launch tool →Offer Comparison Grid
Line up every New Jersey offer and see which terms actually deliver the highest net.
Launch tool →Closing Timeline Planner
Map every disclosure, inspection, and funding deadline required in New Jersey.
Launch tool →Commission Savings in New Jersey
Compare a traditional 6% listing with Meydomo's $299 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Closing Timeline Generator
Timeline automation ships in Phase 2. Beta testers get first access when we roll out inspection, financing, and escrow countdowns.
Explore the toolMarket Insights & Trends (2024-2025)
Current Market Data
- • Median home price: ~$500,000
- • Year-over-year growth: +2.4%
- • Northern NJ competitive due to NYC commuters
- • Southern NJ more balanced market conditions
- • Inventory tight but rising rates tempered demand
Cities We Serve in New Jersey
Meydomo provides comprehensive MLS coverage and compliance expertise across all major population centers in New Jersey.
Rank #1
Newark
Estimated population: 280,139
Rank #2
Jersey City
Estimated population: 261,666
Rank #3
Paterson
Estimated population: 146,894
Rank #4
Elizabeth
Estimated population: 128,042
Rank #5
Toms River
Estimated population: 88,537
Rank #6
Clifton
Estimated population: 85,578
Don't see your city listed?
We serve every community in New Jersey.
Call (448) 408-1873 and we’ll assemble the right local team.
Our New Jersey Broker Network
New Jersey's attorney review requirements and high property values require experienced broker partners.
Ready to sell in New Jersey?
Now that you know the requirements, start your $999 flat-fee listing and keep more of your equity.
Start for $299 (pay $999 at closing)