SELLING IN MONTANA
Complete compliance guide for selling your home in Montana. Meydomo handles all state-specific requirements, MLS compliance, and legal disclosures.
Last updated November 10, 2025
Agent always available. $199 today, $999 at closing—no 6% surprises.
Licensed Qualifying Broker Supervision
Every Meydomo transaction in Montana operates under the supervision of a licensed Qualifying Broker who ensures full regulatory compliance:
- • Daily: Review all new listings, price changes, and advertising
- • Weekly: Audit 10% of active files for compliance
- • Monthly: Reconcile trust accounts and verify licenses
- • 24/7 Escalation: Call (448) 408-1873 and press 9 for direct Broker access
- • Coverage: E&O insurance on every transaction
AI handles the volume. Broker ensures compliance. You get both for $199 + $999.
Montana Real Estate Overview
Montana uses title/escrow closings with recently adopted statutory seller disclosure requirements. The state shows high prices relative to US median with resort markets particularly expensive.
Federal Compliance Checklist
Lead-Based Paint Hazard Disclosure
Federal law (Residential Lead-Based Paint Hazard Reduction Act of 1992) requires sellers of homes built before 1978 to disclose any known lead-based paint or lead hazards and provide buyers with the EPA’s lead hazard information pamphlet. Buyers must also be given a 10-day opportunity to conduct a lead paint inspection or waive that right.
Fair Housing Act (No Discriminatory Advertising)
Under the federal Fair Housing Act, sellers (and their agents) must not publish any advertisement for the listing that expresses a discriminatory preference based on protected classes (e.g. race, color, religion, sex, disability, familial status, or national origin). For example, statements such as 'no children' or other exclusions in home listings are unlawful.
State-Level Rules Sellers Must Follow
Mandatory Disclosure of Material Facts
Montana recently implemented seller disclosure requirements. Under Montana Code §70-20-301 (effective 2022), a seller of residential property must provide a written disclosure statement of any **adverse material facts** about the property that are known to the seller. This would include issues like structural defects, water intrusion, environmental hazards, or boundary disputes. The disclosure is generally given on a standard form to the buyer prior to or at the time of entering a purchase agreement. Montana’s Real Estate License law also compels real estate agents to disclose to all parties any material facts about a property. There are some exemptions (e.g., new homes that have never been occupied may be excluded). Even before this statute, Montana sellers were encouraged to fill out a property disclosure form (and many did); now it’s effectively required. Additionally, Montana law explicitly states that non-material facts—such as death in the property or occupants with HIV—do not need to be disclosed.
County & City Considerations
Local Requirements
Montana doesn’t have separate city-level disclosure mandates. Real estate transactions statewide follow the Montana Residential Property Disclosure requirements. Some cities (like Missoula or Bozeman) may have energy efficiency disclosure programs or require inspection of wood stoves on sale (for air quality compliance), but those are not typical disclosures of defect from seller to buyer, more like upgrade requirements. By and large, the state law covers what sellers need to disclose.
Seller Disclosure Requirements
What sellers must disclose in Montana:
- Mont. Code Ann. §70-20-502 requires adverse material facts disclosure
- Statutory seller disclosure statement required
- MAR/board forms widely used for compliance
- Lead-based paint disclosure for pre-1978 homes
- Recent adoption represents significant legal change
MLS Rules & Listing Logistics
MLS Usage
Montana’s MLS systems (like Big Sky Country MLS or Montana Regional MLS) require listing agreements. MLS rules incorporate Clear Cooperation. Sellers’ agents usually attach the completed Montana disclosure form in the MLS for other agents. MLS remarks must comply with fair housing. Some MLSs in Montana also require disclosure of specific features in listing fields (like whether a property has a well or septic). If a seller refuses to fill out a disclosure (which could happen perhaps if it’s an estate sale exempt from law), the MLS listing typically will state “No Seller Disclosure” so buyers know. But most residential sales will have one now due to the law. As always, accuracy in listings is enforced by the MLS (incorrect square footage or school district could lead to a correction request or fine).
How Much Equity You Keep on a $464,200 Sale
Every seller sees the math before launch. We assume a $13,926 buyer-agent incentive (3%) across all options so you can compare apples-to-apples with “flat fee” services that tack on a percentage at closing.
| Option | Upfront Fees | Due at Closing | Total Listing Cost | Buyer Agent (3%) | Total Listing & Selling Costs | Savings vs 6% |
|---|---|---|---|---|---|---|
| Meydomo Flat-Fee MLS1 | $199 | $999 | $1,198 | $13,926 | $15,124 | $12,728 |
| Housecoin “Flat Fee”2 | $0 | $4,642 | $4,642 | $13,926 | $18,568 | $9,284 |
| Houzeo Silver Plan3 | $249 | $2,321 | $2,570 | $13,926 | $16,496 | $11,356 |
| Traditional 6% Agent4 | $0 | $13,926 | $13,926 | $13,926 | $27,852 | — |
* Buyer-agent line assumes a 3% incentive across every scenario. Sellers can set Meydomo buyer-agent payouts anywhere from 2% to 3%.
1 Meydomo pricing: $199 to launch, $999 at close. Buyer-agent incentives remain optional.
2 Housecoin advertises no upfront cost but charges 1% of sale price at close (marketed as “flat fee”).
3 Houzeo Silver plan: $249 list fee plus 0.5% at close, subject to $999 minimum (houzeo.com/pricing).
4 Traditional listing assumed 3% listing-side commission and 3% buyer-agent commission (typical 6% split).
Montana Seller FAQ
How does Meydomo's $999 service work for sellers in Montana?
We handle MLS entry, buyer-agent coordination, disclosures, and closing support under the supervision of a licensed Qualifying Broker. You pay $199 today and $999 when the deal closes—no percentage commission. Every transaction includes daily Broker review, weekly file audits, and professional oversight.
Who supervises the AI agents in Montana?
Our licensed Qualifying Broker maintains non-delegable supervisory responsibility for all transactions. The Broker performs daily reviews of new listings and price changes, weekly audits of active files (minimum 10%), monthly trust account reconciliation, and immediate intervention for complex situations. This ensures full compliance with state real estate laws.
Can I still offer buyer-agent commission in Montana?
Yes. You decide what to offer buyer agents (often 2–3%). Meydomo publishes it in the MLS and we show how it affects your net in the cost table and calculator. Our Broker reviews all commission structures for compliance.
What happens when an agent calls from Montana?
Our AI agents answer inbound calls instantly with licensed Qualifying Broker oversight, qualify buyers, and route serious inquiries to you or your transaction coordinator so you never miss momentum. The Broker monitors all interactions for compliance and intervenes when professional judgment is needed.
Can I get compliance help with Montana disclosures?
Yes. We walk you through every required form, double-check timelines, and keep a shared checklist so nothing slips through state or MLS rules. Our Qualifying Broker reviews all disclosures before publication to ensure legal compliance.
How can I reach the Qualifying Broker directly?
Direct Broker escalation is available 24/7. Call (448) 408-1873 and press 9 for priority routing, or email broker-escalation@meydomo.com. Response time is within 4 hours for urgent matters, 24 hours for general concerns. The Broker handles complex negotiations, regulatory issues, and any situation requiring professional real estate judgment.
Tools to Plan Your Montana Sale
Commission Savings Calculator
See the exact dollars you keep in Montana: $11,000-$24,000 savings vs traditional $12,000-$25,000 commissions.
Launch tool →Offer Comparison Grid
Line up every Montana offer and see which terms actually deliver the highest net.
Launch tool →Closing Timeline Planner
Map every disclosure, inspection, and funding deadline required in Montana.
Launch tool →Commission Savings in Montana
Compare a traditional 6% listing with Meydomo's $199 upfront + $999 at closing. Adjust the buyer-agent incentive to match your plan.
Enter a sale price and commission assumptions to see the dollar impact of Meydomo's flat fee.
Closing Timeline Generator
Timeline automation ships in Phase 2. Beta testers get first access when we roll out inspection, financing, and escrow countdowns.
Explore the toolMarket Insights & Trends (2024-2025)
Current Market Data
- • Median home price: ~$464,200
- • Year-over-year growth: +1.7%
- • Resort metros (Bozeman/Missoula) remain high-priced
- • Some relocation from expensive Bozeman to rural areas
- • Strong demand from out-of-state buyers continues
Cities We Serve in Montana
Meydomo provides comprehensive MLS coverage and compliance expertise across all major population centers in Montana.
Rank #1
Billings
Estimated population: 109,089
Rank #2
Missoula
Estimated population: 70,117
Rank #3
Great Falls
Estimated population: 59,479
Rank #4
Bozeman
Estimated population: 41,761
Don't see your city listed?
We serve every community in Montana.
Call (448) 408-1873 and we’ll assemble the right local team.
Our Montana Broker Network
Montana's mix of resort markets and rural properties requires brokers experienced with diverse property types.
Ready to sell in Montana?
Now that you know the requirements, start your $999 flat-fee listing and keep more of your equity.
Start for $199 (pay $999 at closing)